RulesBasedIncome

Terms of Purchase and Use

Effective 26 July 2026

Important: RulesBasedIncome provides general educational content and tools. It does not provide personalised investment advice, portfolio management, securities recommendations, tax advice or legal advice.

1. Seller and contact

RulesBasedIncome is operated by ROKKONES, a Norwegian sole proprietorship, organisation number 919 827 939, Lars Gjøvikens veg 29, 2312 Ottestad, Norway (“RBI”, “we”, “us”). Contact: [email protected].

2. Who may use the service

You must be at least 18 years old and legally able to enter into a contract. You are responsible for deciding whether the service is suitable for your circumstances and for obtaining professional advice where needed.

3. What you receive

The exact curriculum, tools, access period, support level, price and any bonuses are those stated on the checkout or written offer you accept. RBI may improve lesson order, templates and delivery while preserving the core educational value of the purchased offer.

4. Educational scope

RBI teaches a general process for documenting an investment mandate, screening, research, valuation, position sizing, decision rules and review. Examples are illustrative. We do not assess your personal financial situation, recommend specific financial instruments, tell you what to buy, sell or hold, or promise any investment result.

5. Price, payment and taxes

The checkout shows the total price, currency and whether the purchase is one-time or recurring before you pay. No subscription is created unless the checkout expressly states that it is recurring. Payment is processed by the payment provider shown at checkout. You are responsible for any taxes that legally apply to you; RBI will collect taxes where required.

6. Refunds and statutory rights

Unless a checkout states a more favourable policy, RBI provides a voluntary 14-day satisfaction guarantee from the purchase date. To request it, email us before the period expires. Access may be removed when a refund is issued. Mandatory consumer rights, including any applicable statutory cancellation rights, are not limited by these terms. Where immediate delivery of digital content requires your express consent or acknowledgement under applicable law, that consent will be collected at checkout.

7. Account and access

Access is personal to the purchaser. Keep login details secure and do not share, resell or publish course access. Tell us promptly if you believe your account has been compromised. Platform availability can be affected by maintenance or third-party outages.

8. Community conduct

Do not post personalised buy/sell requests, securities signals, return guarantees, spam, unlawful material, confidential information or another person’s personal data. Keep discussion respectful and evidence-based. We may remove content or suspend access where reasonably necessary to protect members, RBI or the platform.

9. Intellectual property

RBI owns or licenses the course, text, graphics, templates, scoring frameworks and tools. You receive a limited, personal, non-exclusive, non-transferable licence to use purchased material for your own learning and investment process. You may not reproduce, distribute, sell, sublicense, scrape or use the material to train a competing product without written permission.

10. Investment risk and no guarantees

Investing involves risk, including loss of capital. Past performance is not indicative of future results. Data, estimates and examples can be incomplete, delayed or wrong. You remain solely responsible for checking sources and making your own decisions. RBI does not guarantee returns, income, savings, course completion or any other result.

11. Liability

Nothing excludes liability that cannot legally be excluded. To the extent permitted by law, RBI is not liable for indirect or consequential losses, trading losses, lost profits or losses caused by decisions made using educational material. RBI’s aggregate contractual liability is limited to the amount you paid for the relevant offer during the preceding 12 months.

12. Third-party services

Delivery may use Kourse/HighLevel, Skool, Google and a payment provider. Their own terms and availability also apply. Links to third-party sources are provided for convenience and do not constitute endorsement.

13. Privacy

Our Privacy Notice explains how personal data is used. Our Investment Education Disclaimer explains the boundary of the service.

14. Changes and governing law

We may update these terms for legal, security or service reasons. Material changes will not retroactively remove paid rights without a valid reason. Norwegian law governs these terms. Mandatory consumer protections and rights to use an applicable consumer dispute body remain unaffected. Courts in Norway have jurisdiction unless mandatory law provides otherwise.